Terms & Conditions

This Web Site is provided by SilverBoat.com, and is sponsored by Grand Bank N.A. as a format to advertise its reverse mortgage loan products and rates, and for reverse mortgage informational purposes. By using this Site and any information you obtain by subscribing to any Free Reports or attending any Telephone Seminars, or any other information you secure as a result of your use of this Site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions, do not use or request information from this Site.

SilverBoat.com and Grand Bank N.A. do not guarantee any posted rate on this web Site. All rates, estimated loan amounts and costs are subject to change based on items such as market conditions, subject property conditions, and other business conditions. All rates, fees and costs should be confirmed up front in writing by a lender's good faith estimate, and review of the loan closing statement (HUD1) before acceptance of any loan. We endeavor to provide the most accurate estimated information and calculations possible, but cannot guarantee the accuracy of this information and calculations since there are many market and other forces, not controlled by SilverBoat.com and Grand Bank N.A., that affect the accuracy of same. We endeavor to comply with the Federal Fair Housing Law; the Equal Credit Opportunity Act; and any other Federal or State laws that affect the mortgage industry.

Disclaimer

THE MATERIALS AND CALCULATORS CONTAINED IN THIS WEB SITE MAY CONTAIN INACCURACIES AND OTHER ERRORS. SILVERBOAT.COM AND GRAND BANK N.A. DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THIS INFORMATION OR CALCULATIONS AND OTHER ESTIMATES. ANY OPINIONS EXPRESSED ARE THOSE OF SILVERBOAT.COM AND THE RELIABILITY OR ACCURACY OF SAME IS NOT GUARANTEED. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, OR ANY OTHER INFORMATION CONTAINED IN THIS SITE SHALL BE AT YOUR SOLE RISK. WE RESERVE THE RIGHT TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THIS SITE AND MAKE ANY OTHER CHANGES TO THE SITE AT ANY TIME WITHOUT NOTICE, AS WE DEEM APPROPRIATE IN OUR SOLE DISCRETION.

Limitations of Damages

IN NO EVENT SHALL SILVERBOAT.COM AND GRAND BANK.N.A., OR ANY OF ITS SUBSIDIARIES, BE LIABLE TO ANY USER OR ENTITY FOR ANY DIRECT, OR INDIRECT DAMAGES RESULTING FROM THE USE OF THE MATERIAL, CALCULATIONS AND INFORMATION PROVIDED ON THIS SITE. THE MATERIALS, CALCULATIONS AND INFORMATION CONTAINED ON THIS SITE ARE FOR INFORMATIONAL AND ESITMATE PURPOSES ONLY AND ARE NOT GUARANTEED. AND SAME IS NOT AUTHORIZED TO BE USED BY ANY BUSINESS ENTITY OR INDIVIDUAL OVER THE COURSE OF THEIR BUSINESS ACTIVITY.

Changes

We reserve the right to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when posted to this Site. Your continued use of the Site after any changes to this Agreement will be considered acceptance of those changes. We may terminate, change, suspend or discontinue any aspect of this Site, including the availability of any feature or features, at any time. We may also impose limits on certain features and services or restrict your access to parts or this entire Site without notice or liability. We may terminate the authorization, rights and license given above and, upon such termination; you shall immediately destroy all materials obtained from this Site.

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